It is important for you to have a local agent who knows the Medicare market and industry in your area, as it is ever changing. Southern Utah Insurance has been selling Medicare plans for over twenty years and offers most Medicare plans available in Utah.

We offer:

  • Medicare Advantage
  • Medicare Supplements
  • Medicare Part D Plans
  • Claims Assistance
  • Medicare appeals
  • Low Income and Part D Penalty Help


If you’re interested in more information regarding these plans, please contact us through our contact form or by calling our office at 435-673-7912.

Annual Enrollment Period (AEP)

Usually occurs every year between October 15 and December 7.  During this time Medicare members can change their plan if they’d like to for changes starting January 1 of the new year.

Medicare Advantage Open Enrollment Period (OEP)

Starting in 2019, between January 1–March 31 each year, you can make these
changes during the Medicare Advantage Open Enrollment Period:

  • If you’re in a Medicare Advantage Plan (with or without drug coverage), you can switch to another Medicare Advantage Plan (with or without drug coverage).
  • You can disenroll from your Medicare Advantage Plan and return to Original Medicare. If you choose to do so, you’ll be able to join a Medicare Prescription Drug Plan.
  • If you enrolled in a Medicare Advantage Plan during your Initial Enrollment Period, you can change to another Medicare Advantage Plan (with or without drug coverage) or go back to Original Medicare (with or without drug coverage) within the first 3 months you have Medicare.

During this period, you can’t:

  • Switch from Original Medicare to a Medicare Advantage Plan.
  • Join a Medicare Prescription Drug Plan if you’re in Original Medicare.
  • Switch from one Medicare Prescription Drug Plan to another if you’re in Original Medicare.

Initial Enrollment Period (IEP)

Usually occurs when a newly eligible Medicare beneficiary’s Part B (Medical) coverage begins. This allows them a window of time to get onto a Medicare product of their choice.


We’re here to walk you through all of the different enrollment and dis-enrollment windows.  If you have any questions, don’t hesitate to call our office at 435-673-7912, where a licensed health insurance agent can be reached.

There are a plethora of options when it comes to Medicare coverage and each person’s situation is unique; that is why it’s important to have a licensed agent discuss your options to help find what works best for you and your particular scenario.

Special Enrollment Period

Usually occurs when a special life event happens, like moving to a new area or losing employer health plan coverage (and many more).

Are you unsure if you qualify for a Special Enrollment Period?  Call us at 435-673-7912 where a licensed health insurance agent can help guide the way!

There are several late enrollment penalties when it comes to Medicare.  It is important to understand if and when you may be penalized. Because of how varied each situation is, it is best to call one of our licensed agents to discuss your scenario!