Employer Plans

SelectHealth   

SelectHealth offers PPO group plans and strives to offer wellness programs to their policyholders. They offer choices with a wide variety of networks, products and features that allow you to create a plan that is right for you. SelectHealth was the first commercial health carrier in Utah to receive “Excellent” Accreditation status by the National Committee for Quality Assurance and has received outstanding rewards ever since. They also offer additional benefits like dental, vision, life and disability at an additional cost.

Aetna   

Aetna Health Plans offers PPO group plans that fit your needs and budget. They use top-rated providers and facilities you know and trust. They look for creative plan designs to provide a wide variety of choices and, therefore, cost control for their employer plans. They are URAC accredited and also strive to provide wellness programs to their employers. They also offer additional benefits like dental and vision at an additional cost.

Regence BC / BS of Utah  

Regence BlueCross BlueShield offers PPO group plans. They provide healthcare benefits across the country and have the best access to nationwide physicians. With access to the care you need and when you need it – BCBS policy holders can have peace of mind when at home or travelling the country. They also offer the benefit of pick-and-choose plan designs for employers who have 15+ employees. They also offer additional benefits like dental, vision and disability at an additional cost.

Humana   

Humana is a PPO based carrier who offers an extensive network which allows for a wide selection of physicians. They offer additional benefits like dental, life and supplemental plans at an additional cost.

United Health Care   

United Health Care offers group PPO plans. They have an extensive network of providers and offer many different plan structures. They also offer additional benefits like dental, vision, life, disability and critical illness at an additional cost.

During the recent legislative session HB 336 was passed which calls for a wind-down of Avenue H operations in conjunction with moving Utah to the Federal SHOP platform in 2018. While this bill has passed both the House and Senate, it has yet to be officially signed into law by Governor Herbert. We will continue to monitor the situation and keep up-to-date with the matter.

Making Benefits Count

Colonial Life is committed to helping working Americans understand and appreciate the benefits available to them through the workplace and select the benefits they need to protect their families and lifestyles.

Colonial Life is one of the nation’s leading providers of voluntary worksite benefits – benefits for employees and their families that are sold through the workplace. Since 1939, our market leadership has been built on establishing one-to-one relationships that educate employers and their employees on the benefits they have as well as any possible coverage gaps that may exist.

Today, we offer many solutions in one package: excellence in benefits counseling, enrollment, service and personal insurance products that allow employers to offer more value to their employees with little or no impact to the bottom line. Our broad portfolio of personal insurance products includes disability, accident, cancer, critical illness, hospital confinement coverage and life.

Colonial Life Utah Website. March 15, 2012

What are Voluntary Benefits?

Voluntary benefits complement – not replace – an employer’s core benefits program.  Sometimes called supplemental insurance, voluntary benefits allow employees to choose the benefits that best meet their individual and family needs.  Typical plans include: disability, accident, cancer, critical illness, hospital confinement indemnity and life Insurance.

Voluntary benefits allow employers to offer an expanded benefits package at no direct cost because employees typically pay for these products themselves, usually through the convenience of payroll deduction.

Why Ancillary Products?

Ancillary/supplemental insurance provides the added protection employees and their family members need to help makes ends meet in the event of a covered accident, illness or death.

Features of Colonial Life plans:

• Benefits paid directly to employee unless otherwise specified.
• Benefits do not coordinate or offset with any other insurance employee may have with other insurance companies.
• Employee can use their benefits to help pay for out-of-pocket expenses such as deductibles and co-pays or can use their cash benefits to pay for daily living expenses such as mortgage/rent, clothing, food

Colonial Life Utah Website. March 15, 2012

We Also Offer:

• Stand-alone contributory and voluntary dental plans
• Stand-alone vision plans
• Group COBRA administration

Group Plan Renewal

So, it’s time to renew your employer health insurance plan. Here’s a little bit of what we can offer you at this time:

• Personalized renewal books or renewal videos that clearly goes over your renewal rates and alternative options.
• Because of the high level of individuality between groups and their needs, we would prefer to sit down and talk with you in person. Please, contact Gerene Mason or Jill Tonnesen at 435-673-7912 to discuss your options.